Debt...

[scotchandcigar]

I was referring to auto. In Canada they don't charge you the deductible if it was the other drivers fault. But a $1K deductable is a big chunk of change.

When my last car was t-boned (with Mrs. Scotch at the helm), the other driver's insurance paid (no deductible). But like I said, it was a high-mileage car, so it cost some to replace it. However, the Mrs. also scraped a curb with her new Outback, causing a bubble in the sidewall, which required all 4 tires to be replaced. That's where the deductible makes it impractical to file a claim.

 

[JHDK]

I've spent a total of $52 since Sunday. I think that's pretty good. And it was all on groceries (and a Wawa hoagie).

If I can go a full week spending that much I will consider it a great success. I need to try to keep my spending down like this more often. While I do Disney as cheaply as possible, it does still add up. Plus all those miles on the RAV need to be taken into consideration.

 

[scotchandcigar]

You'll save enough for another watch soon. Or a special vanity plate.

 

[Jon]

I got my stimulus in the first few weeks they were announced, that was the downpayment for the Equinox.

 

[JHDK]

I got my stimulus in the first few weeks they were announced, that was the downpayment for the Equinox.

Sweet!

What's your interest on that thing?

 

[Jon]

Sweet!

What's your interest on that thing?

6.9% through Ally, but I plan on refinancing in the near future with my Credit Union.

 

[scotchandcigar]

Donald Trump Falls Off The Forbes 400 For First Time In 25 Years

The former president, who has long obsessed over where he ranks on The Forbes 400, is no longer rich enough to make the list.

www.forbes.com

 

[Channel98]

Tonight the Senate approved a short-term extension of the debt ceiling (through December 3). The House will reconvene next Tuesday to vote on the bill. Janet Yellen, Secretary of the Treasury, says the United States "has always paid its bills on time" and has never defaulted on its debt. That is not true. The US government defaulted on demand notes in 1862, defaulted on gold bonds in 1933, defaulted in 1968 by refusing to redeem silver certificate paper dollars for silver dollars and defaulted in 1971 by ending its promise to redeem dollars held by foreign governments for gold under the Bretton Woods Agreement. Ya hear me, Janet?

 

[sadchild]

Donald Trump Falls Off The Forbes 400 For First Time In 25 Years

The former president, who has long obsessed over where he ranks on The Forbes 400, is no longer rich enough to make the list.

www.forbes.com

 

[scotchandcigar]

defaulted in 1971 by ending its promise to redeem dollars held by foreign governments for gold under the Bretton Woods Agreement.

Haha, I think we were involved in that! I believe that's when our family took the trip from hell, going from NJ to Canada in a rented Winnebago. When we entered New Brunswick, my dad came to us all upset. He said we couldn't exchange our money or buy anything because the dollar was frozen or something. That night, we also endured a wild hailstorm, which is not fun in a giant galvanized box. Later, we had a hurricane go right through the seams of the old tin can, while we were parked in Halifax, NS. Good times.

 

[sadchild]

Damn that's some "vacation"!!

 

[HecticArt]

It's a vacation that you didn't forget, like a lot of them.

 

[scotchandcigar]

I also remember that the Winnebago had a propensity for breaking down right in the middle of major intersections. But it was my first time in the New Hampshire white mountains, which had an influence on me.

 

[IdRatherBeSkiing]

God hates trailers of all types.




(forgive the audio. This seems to be the only clip of this scene).

 

[JHDK]

I've been diligently keeping track of everything I spend this month. I've been doing that for a long time now but usually I'd forget to record a few days or something like that. I'm interested to see how much I spent at the end of the month. So far I've had 11 days where I spent $0 so that's good but I have wasted money at times. And I think I'll probably head to Disney on Tues/Wed so that won't help the total, despite how I make those trips as cheap as possible.

 

[HecticArt]

Hows the new gig going?

 

[scotchandcigar]

Haha!

Man spent $150 eating every meal at Six Flags since 2014 to pay off student debt

Talk about a meal ticket. Hungry for financial flexibility, a California man named Dylan shelled out a measly $150 a year to eat every meal at Six Flags Magic Mountain in order to save thousa…

nypost.com

 

[HecticArt]

They were talking about that on the radio yesterday. That’s a crazy way to save a few bucks.

 

[JHDK]

Ok, so I wound up going 14 days in October where I spent $0.

All told, bills and all, I spent a grand total of $1,658.22 in October.

Pretty good I think. And my Disney trip was more expensive than normal plus I spent about $100 on Switch games so I could have easily saved about $350. There are other cuts I could make too, lots of them if I really needed to but I don't need to and don't really want to. I plan on recording everything again in November so let's see how that goes.

Hows the new gig going?

It's going well. Yesterday marked 1 month working there. I like the gig and I think I've made a good impression with the boss so I should be moving up the ranks soon enough. Also it's nice to have a boss who isn't a jerk.

 

[scotchandcigar]

All told, bills and all, I spent a grand total of $1,658.22 in October.

I'd guess we pay out that much in a week.