Here comes some good old fashioned Koop oversharing.
So you all know by now I'm unemployed. With the savings I have now and nothing else I can last like 6-7 months with major cutbacks. However I also have my tax return and hopefully the Trump bailout and also hopefully unemployment.
But besides all that I have a saving grace. I was lucky to be born into a upper middle class family and my parents put a trust aside for me. It's not a huge amount, but to me it is. My aunt and uncle have control of it until I'm 40 and that's cool, they are teaching me how to invest it and all that and I need the time to learn. There is no one in the world I trust more than those two now that both my parents are gone. So anyway, while they have control of the full amount the divy out the stock dividends to me each month. It can vary wildly like in December I got $1200 (my aunt said that was for tax reasons) and then is January I got $50. But that seems to only be an end/start of year thing. Usually it works out to somewhere in the area of $500-$700. $700 is a rent payment, groceries and a little left over. So thank God I have that. It's a little piece of mind in these very stressful times.
However, my aunt has to mail the check to me, which is new starting with the February dividend. That would be fine but my roommates are very unreliable with the mail. They are honest people so I'm not worried about stealing but I am convinced when the mail comes they put it all in a pile and then eventually it all just gets thrown out...my unopened stuff included. So my aunt is sitting on two checks for me right now. We decided to run a test. I have my aunt sending me a card today. Just a card, nothing in it. I should get it by the latest on Friday. We'll see if the roommates give it to me. If not I think I will get a PO Box. At USPS it's $148/year in my zipcode. That's not so bad and worth the piece of mind. UPS is a total ripoff, they wanted $275 for pretty much the exact same thing.
And that's where I am right now. Super happy I have a bit of back up (thanks mom and dad) and testing my roommates. I don't want to move out right now cause that's too much money going out. My rent is really cheap and I'd like to keep it that way while I get through this. I'm interested to see how this goes. Maybe a PO Box will wind up being the best option.